Licensing Information
Nationwide Mortgage Licensing System (NMLS) ID #: 2146
Licenses can be verified at: NMLS Consumer Access
State Licenses
Certainty Home Loans, LLC | 6860 Dallas Parkway, Suite 400/450, Plano, TX 75093
Corporate Main Office: 972.599.5510 | NMLSR ID#2146 - Equal Housing Lender
For licensing information go to: www.nmlsconsumeraccess.com. Certainty Home Loans, LLC is required to disclose the following license information:
| State | License Type | License # | Disclosure |
| Alabama | Consumer Credit License | 21115 | Alabama Consumer Credit License No. 21115, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Arkansas | Combination Mortgage Banker-Broker-Servicer License | 11551 | Arkansas Combination Mortgage Banker-Broker-Servicer License #11551, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| California | Residential Mortage Lending Act License | 41DBO-81462 | Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act RMLA# 41DBO-81462, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Colorado | Mortgage Company Registration | None | Colorado Mortgage Company Registration, Regulated by the Division of Real Estate, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| District of Columbia | Mortgage Dual Authority License | MLB2146 | District of Columbia Mortgage Dual Authority License MLB2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Florida | Mortgage Lender License | MLD1043 | Florida Mortgage Lender License #MLD1043, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Georgia | Residential Mortgage Lender Licensee | 19715 | Georgia Residential Mortgage Lender Licensee No. 19715, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Illinois | Residential Mortgage License | MB.6761531 | NMLS ID# 2146 (www.nmlsconsumeraccess.org) Regulated by the Illinois Department of Financial and Professional Regulation Division of Banking 320 W. Washington Street Springfield, IL. 62786 217-785-2900 |
| Iowa | Mortgage Banker License | 2015-0003 | Iowa Mortgage Banker License #2015-0003, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Kansas | Mortgage Company License | MC.0025308 | Kansas Mortgage Company License MC.0025308, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Kentucky | Mortgage Company License | MC102924 | Kentucky Mortgage Company License #MC102924, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Louisiana | Residential Mortgage Lending License | 1956 | Louisiana Residential Mortgage Lending License No. 1956, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Maryland | Residential Mortgage Lending License | 06-20895 | Maryland Mortgage Lender License No. 06-20895, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Michigan | 1st Mortgage Broker/Lender Registrant 2nd Mortgage Broker/Lender Registrant | FR0022283 SR00022284 | Michigan 1st Mortgage Broker/Lender Registrant #FR0022283, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| New Jersey | Residential Mortgage Lender License | None | NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| New Mexico | Mortgage Loan Company License | None | NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| North Carolina | Mortgage Lender License | L-112550 | North Carolina Mortgage Lender License No. L-112550, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Oklahoma | Mortgage Lender License | ML002549 | Oklahoma Mortgage Lender License No. ML002549, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| South Carolina | Mortgage Lender/Servicer License | MLS-2146 | South Carolina Mortgage Lender/Servicer License No. MLS-2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Tennessee | Tennessee Mortgage License | 118686 | Tennessee Mortgage License #118686, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
| Texas | Mortgage Banker Registration | 2146 | Texas Mortgage Banker Registration No. 2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org) CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. |
| Virginia | Lender License Broker License | MC-5707 | Virginia Lender License # MC-5707, NMLS ID# 2146 (www.nmlsconsumeraccess.org) |
Disclaimers:
- Information accurate as of January 1, 2021
- Not all programs are available in all areas. Program restrictions apply. All rights reserved.
- This is not an offer for extension of credit or a commitment to lend.
- Not all branches are licensed in every state; please contact your local office to determine eligibility.
- All loan programs are subject to Stearns Lending underwriting guidelines. Approvals may be subject to appraisals and other documentation. Interest rates, programs loan terms, and other information on this website are subject to change without notice.
Questions regarding our licenses should be directed to:
Chief Legal Officer or Deputy General Counsel
SMP Mortgage
401 E. Corporate Drive, Suite 150
Lewisville, TX 75057