Looking to refinance your mortgage?
Simply put, refinancing your home is when you replace your current mortgage with a new home loan. This new mortgage will come with different terms, a new interest rate, and a new monthly mortgage payment that is typically more affordable in the long run.As a homeowner, you may qualify from several benefits that can yield substantial savings when you refinance your home.
View refinance options Get pre-qualified
Popular refinance options
Change Your Rate or Term
Refinance to change your term or lower your interest rate and monthly payments on your current mortgage.
Adjustable
Available
Fixed
Available
Cash-Out Refinance
Take advantage of the equity you've built in your home and get cash back when you refinance.
Adjustable
Available
Fixed
Available
FHA Streamline
A simplified refinancing process for those with an existing FHA mortgage. It requires less documentation and is typically completed quickly.
Adjustable
Available
Fixed
Available
VA Refinance
Benefit from a simplified refinance process for those with an existing VA mortgage.
Adjustable
Available
Fixed
Available
Ready to refinance?
Keep more of your money in your pocket each month
Refinancing could be the answer if you are looking to reduce your monthly mortgage payment or pay off your home faster. At Certainty, we are committed to guiding you through your refinance journey with confidence. What are you waiting for?
Find your officerCommon refinance questions, answered.
If you have questions about whether you can benefit from a refinance, speaking with a local Loan Officer is a great place to start.
- Update the duration of your mortgage
- Lower your monthly mortgage payments
- Switch from an adjustable-rate mortgage to a fixed-rate mortgage
- Combine your first and second mortgage into one loan with one payment
- Eliminate private mortgage insurance
- Obtain investment property capital
- Fund a retirement account
- Establish a college fund for your children
- Remodel or renovate your home